The digital transaction systems in traditional markets and shopping centers in DKI Jakarta continue to grow and reach 3.9 million merchants. This figure shows that digitalization has penetrated almost all aspects of life in Indonesia.
This figure, according to the Deputy Governor of Bank Indonesia (BI), Juda Agung in his statement in Jakarta, Sunday, October 2, 2022, contributes to 18 percent of the total national traders who have used the “Quick Response Code Indonesian Standard” (QRIS) in their payment system.
Juda said economic and financial digitization is growing fast with the QRIS Healthy, Innovative, Safe and Use (SIAP) Program. This program can encourage the domestic economy by increasing consumption and strengthening MSMEs, including in Jakarta.
The SIAP QRIS program is the result of a collaboration between the Ministry of Trade (Kemendag) and BI which is launched in markets and shopping centers. This program has succeeded in supporting the expansion of digital transaction acceptance in DKI Jakarta.
Therefore, his party continues to expand the digital payment system using QRIS in Jakarta. BI Jakarta Representative Office has also implemented READY QRIS in shopping centers including Lippo Mall Kemang Village, South Jakarta.
“The QRIS acceptance expansion collaboration that has been carried out since 2021 between Bank Indonesia and the Ministry of Trade has been implemented by merchants in 10 traditional markets and six shopping centers throughout the DKI Jakarta area,” he said.
Furthermore, the Head of the DKI Jakarta Provincial BI Representative Office, Onny Widjanarko, stated that his party was committed to expanding the acceptance of digital transactions through community development in traditional and modern markets.
The application of a 0 percent “merchant discount rate” for micro business transactions has been extended until the end of December 2022.
On the other hand, Azmi Irfala, ICT Volunteer for South Kalimantan Region, said that along with the massive use of financial technology, conventional financial institutions such as banks are now also starting to develop digital services.
The existence of electronic money itself is considered very beneficial for the community, such as facilitating long-distance payments, carrying only enough cash, saving payment time, and being able to be used for various needs.
For business people, electronic money is considered useful for making transactions faster, transactions are recorded in full, promotional collaboration is available, and there is no problem with change.
“To quote Sudono Salim, money does not create humans, it is humans who create money,” in the webinar ‘Easy Digital Transactions with Electronic Money’ in Banjarmasin, South Kalimantan, Thursday (29/9).
