Indonesians and expats who have lived in Indonesia for 6 months or more are entitled to obtain Healthcare Insurance and Social Security (BPJS). Previously, there was a discourse on increasing the BPJS dues rate, but BPJS Healthcare ensured that there is no discourse on changing the participant’s dues.
Previously, there was news circulating that BPJS Healthcare would increase participant fees, this was because Standard Inpatient Classes (KRIS) substitute of Classes 1,2, and 3 were being piloted.
“Furthermore, regarding contributions, there is currently no discourse on changing the contributions,” said BPJS Healthcare Head of Public Relations Pps Arif Budiman quoted last weekend.
“The scheme and the number of contributions are still the same as before. Referring to Presidential Regulation Number 64 of 2020 concerning the Second Amendment to Presidential Regulation Number 82 of 2018 concerning Health Insurance, the number of contributions is determined based on the type of participation of each participant in the JKN program,” he explained.
Arif said, for the poor and underprivileged who are registered as PBI participants, the fee is Rp. 42,000 paid by the Central Government with the contribution of the Regional Government according to the fiscal strength of each region.
Furthermore, for PPU Participants (Wage Recipient Workers) or formal workers, both state administrators such as ASN, TNI, POLRI, and private workers, the contribution amount is 5% of wages, with details of 4% being paid by the employer and 1% by workers. For the calculation of this contribution, the lower limit, namely the district/city minimum wage and the upper limit of Rp. 12 million, applies.
“So the calculation of contributions from a person’s income only applies to the type of PPU membership, formal workers who receive regular wages from their employers,” he added.
Finally, the informal sector participants who do not have a fixed income are grouped as PBPU (non-wage workers) and BP (non-workers) participants.
For this type of participation, participants can choose the number of dues they want. Class 1 is Rp. 150,000 per person per month, class 2 of Rp. 100,000 per person per month and for class 3 of Rp. 35,000 per person per month.
It should also be noted that specifically for class 3 PBPU actually received assistance from the government in the amount of Rp. 7,000 per person per month, so the total is Rp. 42,000.
“So for someone who does not have an income or has no income, he can choose to be a PBPU participant with a choice of class 1, 2, or 3. PBI participants whose contributions are paid by the government,” he concluded.
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