Jakarta Introduces Affordable Housing Program to Address Housing Backlog

Rental Flats or Rusunawa

The Jakarta Provincial Government is taking steps to tackle the housing backlog in the Jakarta area by introducing the Affordable Housing Program. This initiative is in addition to the Simple Rental Flats (Rusunawa) program that was previously launched.

Managed by the Jakarta Department of Housing and Settlement Areas (DPRKP), in collaboration with the Housing Fund Management Unit (UPDP) and Bank DKI, the Affordable Housing Program aims to provide accessible housing solutions to residents.

Meli Budiastuti, head of UPDP, shed light on one of the affordable housing projects currently underway. Menara Kanaya Nuansa Cilangkap, located in East Jakarta, is one of the developments aimed at providing affordable housing options.

The process for Jakarta residents to become Prospective Beneficiaries (CPM) of this program begins with online registration through the Nuansa Cilangkap social media platform. Once registered, residents proceed to the Housing Event location for further steps.

At the Housing Event, residents go through various stages, including re-registration, application through the Sirukim app, data verification, and final verification by the bank. This streamlined process is designed to facilitate access to affordable housing options.

Meli Budiastuti emphasized that the Affordable Housing Event is a collaborative effort between DPRKP, Sarana Jaya, and Bank DKI to directly assist Prospective Beneficiaries who have registered through the designated platform.

“The program targets low-income groups in DKI Jakarta, aiming to provide them with decent, safe, and comfortable housing options while prioritizing accessibility and integrated transportation facilities,” stated Meli Budiastuti in an official statement.

Under this initiative, housing units are offered at prices starting from Rp220 million, accompanied by Ownership Certificates for Apartment Units (SHMSRS). Two types of units are available: studio type and two-bedroom type, catering to different household needs.

The affordable housing program is an initiative by the Jakarta Provincial Government to address housing backlog. To qualify for the program, applicants must possess a Jakarta ID card (KTP) and meet a maximum income threshold of Rp14.8 million. Additionally, applicants should not currently own a house and face challenges in accessing Home Ownership Loans (KPR) through private lenders.

The Jakarta Provincial Government facilitates homeownership by providing Home Ownership Loan Facilities (FPPR) with a fixed interest rate for up to 20 years at 5 percent. This initiative aims to remove financial barriers and make homeownership more accessible to eligible residents.

Housing provision for Low-Income Communities (MBRs) is coordinated by Regional Owned Enterprises (BUMD) of DKI Jakarta, including Perumda Sarana Jaya and State-Owned Enterprises (BUMN) such as Perum Perumnas.

As of early November, DPRKP has disbursed FPPR funds totaling Rp286.6 billion to 1,081 beneficiaries. These beneficiaries have been allocated housing units in various locations, including Menara Samawa Nuansa Pondok Kelapa, Menara Swasana Nuansa Pondok Kelapa, and Menara Kanaya Nuansa Cilangkap, all developed by Perumda Sarana Jaya.